---
title: "Insurance Fraud Defense"
url: "https://legal.ge/en/service/crim-criminal-law-en/insurance-fraud-defense-en"
field: "Criminal Law"
description: "Accused of insurance fraud (Article 180)? Expert defense lawyers for false claim charges in Georgia. Protect your rights on Legal.ge."
reviewed: "2026-07-09"
updated: "2026-10-14"
publisher: "legal.ge"
---

# Insurance Fraud Defense

> Source: legal.ge, https://legal.ge/en/service/crim-criminal-law-en/insurance-fraud-defense-en

Insurance fraud is a crime involving deceiving an insurance company to obtain financial gain. This act qualifies under Article 180 of the Criminal Code of Georgia (Fraud). The crime can involve staging a fake insurance event (e.g., accident, fire), artificially inflating damage amounts, or submitting false documents. Insurance companies have strong investigative units that scrutinize suspicious cases and refer information to law enforcement. Insurance fraud charges are serious and carry heavy penalties, including imprisonment. Often, an honest insured person may be wrongly accused simply due to incorrectly filling out paperwork or failing to prove damages. Legal.ge connects you with lawyers specializing in fraud cases who will help defend the truth.

## What Does Insurance Fraud Defense Service Cover?

Defense in this category requires financial and technical knowledge. Services include:

-   **Case Analysis:** Detailed study of policy terms, damage adjustment acts, and the insurance company's findings.
-   **Alternative Expertise:** Appointing automotive, fire, or commodity experts to establish the real cause and amount of damage, which is often key to the defense.
-   **Disproving Intent:** Arguing that the inaccuracy of information was a mistake and not deliberate deception.
-   **Civil Dispute Distinction:** Arguing that the case is a civil dispute between the insurer and client and lacks criminal elements.
-   **Representation:** Defense during investigation and court proceedings.

## Real-World Scenarios When You Need This Service

Charges can arise from:

-   **Auto Insurance:** Suspicion that an accident was staged or the driver intentionally damaged the car to get compensation.
-   **Property Insurance:** Fire or theft at home/office where investigation suspects owner involvement or exaggeration of loss.
-   **Health Insurance:** Submitting fake medical documents to claim reimbursement for treatment costs.

## Georgian Legal Framework and Regulations

Insurance fraud is punished under **Article 180 of the Criminal Code of Georgia**. This article covers liability for acquiring another's property by deceit for unlawful appropriation. The **Civil Code**, regulating insurance relationships, is also important. The lawyer's task is to prove that the action does not go beyond the scope of a contractual relationship.

## Service Process

Working with a lawyer on Legal.ge involves:

1.  **Consultation:** Reviewing the insurance contract and charges.
2.  **Expertise:** Obtaining an independent expert report.
3.  **Strategy:** Denying guilt or shifting to a civil dispute.
4.  **Defense:** Protecting interests before law enforcement.

## Why Choose Legal.ge?

Disputes with insurance companies are difficult due to their resources. Legal.ge offers lawyers who can stand up to strong corporations and defend your innocence.

### What is fraud under this article?

Under the first part of the article, fraud is the appropriation of another's property or the acquisition of a property right by deception, with the aim of unlawful appropriation.

### What punishment is provided for the basic composition of fraud?

The first part provides a fine, community labor for a term from one hundred seventy to two hundred hours, corrective labor for up to two years, home arrest for a term from one to two years, or imprisonment for a term from two to four years.

### What distinguishes the second and third parts?

The second part covers fraud committed by a group under a prior agreement or causing significant damage, punished by a fine or imprisonment from four to seven years; the third part covers fraud committed using an official position, in large quantity or more than once, punished by a fine or imprisonment from six to nine years.

### What is the severest punishment under this article?

Under the fourth part — committed by an organized group or by a person convicted two or more times for unlawful appropriation of another's property or for extortion — the punishment is imprisonment from seven to ten years.

### Is a fine available in every part?

No. In the first, second and third parts a fine is given as an alternative, while the fourth part prescribes only imprisonment for a term from seven to ten years.