---
title: "Issuance of Enforcement Order upon Payment Default"
url: "https://legal.ge/en/service/enforcement-services-en/issuance-of-enforcement-order-upon-payment-default-en-3059"
field: "Enforcement Services"
description: "Learn how an enforcement order is issued without a court decision upon loan payment default in Georgia. Find a qualified lawyer on Legal.ge."
reviewed: "2026-07-09"
updated: "2026-10-14"
publisher: "legal.ge"
---

# Issuance of Enforcement Order upon Payment Default

> Source: legal.ge, https://legal.ge/en/service/enforcement-services-en/issuance-of-enforcement-order-upon-payment-default-en-3059

## Introduction and Service Overview

The main goal of registering a loan agreement and monitoring payments at the National Bureau of Enforcement is to create legal guarantees for the creditor. If the debtor pays in good faith, the process runs smoothly, but what happens when the debtor breaches the agreed schedule? In such a situation, the issuance of an enforcement order upon payment default is activated—this is a swift and effective legal mechanism. This service implies that immediately upon establishing the failure to fulfill the obligation, the creditor no longer needs to go to court, file a lawsuit, wait for months, and pay additional court fees. They apply directly to the enforcement bureau, which issues an enforcement order. This order is an undeniable basis for initiating forced enforcement and is equal in force to a court decision.

The issuance of the enforcement order marks the final point where reliance on the debtor's good faith ends, and the state's coercive apparatus begins to operate. From the moment this order is issued, the debtor's bank accounts are seized, their movable and immovable property is located and sealed, and the groundwork is laid for a public auction. The service ensures the immediate restoration of the creditor's rights.

The full text is available on legal.ge after signing in: https://legal.ge/en/service/enforcement-services-en/issuance-of-enforcement-order-upon-payment-default-en-3059

### How long does it take to get the enforcement order?

Once the creditor submits the application and the breach is confirmed, the Bureau usually issues the enforcement order within a few working days.

### Do I need a court decision first?

No, that is the main benefit of having your loan agreement registered at the Bureau. The order is issued directly by the Bureau, completely bypassing the courts.

### Can the debtor appeal this enforcement order?

Yes, the debtor can appeal the order in court if they believe it was issued illegally (e.g., they actually paid). However, the appeal does not automatically stop the enforcement process.