---
title: "Crop Insurance Claims"
url: "https://legal.ge/en/service/licensing-and-regulatory-permits-en/crop-insurance-claims-en"
field: "Licensing & Regulatory Permits"
description: "Crop insurance claims: the insured, beneficiary, consumer rights and sanctions under insurance law. Legal.ge."
reviewed: "2026-07-09"
updated: "2026-10-23"
publisher: "legal.ge"
---

# Crop Insurance Claims

> Source: legal.ge, https://legal.ge/en/service/licensing-and-regulatory-permits-en/crop-insurance-claims-en

## Crop Insurance Claims — the Legal Foundations

The legal basis of a crop insurance claim is the law on insurance. The state-subsidized agricultural insurance programme is a separate matter and is not the subject of this page: what is described here are the general norms on which every insurance claim rests — the figures of the insured and the beneficiary, the protection of consumer rights in the insurance sphere, and the sanctions with which the state answers violations of those rights.

The full text is available on legal.ge after signing in: https://legal.ge/en/service/licensing-and-regulatory-permits-en/crop-insurance-claims-en

### Who is the insured in crop insurance?

The person with respect to whom insurance is carried out; the policyholder may himself be the insured — for the farmer this is the typical case.

### Who receives the insurance compensation?

The beneficiary — under the contract or legislation; if no beneficiary is determined, the insured is deemed the beneficiary.

### Where to complain against the insurer?

To the insurer’s structural unit, the court, or any authorized institution; on violation of rights — also to the supervision service.

### What sanctions does the service have?

Warning, instruction, fine, suspension of administrators, restriction of dividends, suspension of operations, cancellation of the license.