---
title: "Legal Risk Assessment"
url: "https://legal.ge/en/service/technology-and-digital-law-en/legal-risk-assessment-en"
field: "Technology & Digital Law"
description: "Legal risk assessment under Georgia's AML law: risk profiling, simplified and enhanced measures, unusual transactions. Legal.ge."
reviewed: "2026-07-09"
updated: "2026-10-28"
publisher: "legal.ge"
---

# Legal Risk Assessment

> Source: legal.ge, https://legal.ge/en/service/technology-and-digital-law-en/legal-risk-assessment-en

## About this service

The risk-based approach is the central idea of the law on the prevention of money laundering and terrorism financing: not every client and every transaction is equally dangerous, and measures must correspond to the risk. Legal risk assessment is precisely the application of that logic: identifying, classifying and planning measures around the risks of an accountable person's processes, clients and products — according to the methodology established by law. This service helps conduct and document that assessment so the result is substantiated for the supervisory organ and usable for the business.

The full text is available on legal.ge after signing in: https://legal.ge/en/service/technology-and-digital-law-en/legal-risk-assessment-en

### What is the risk-based approach?

The law's central principle: preventive measures must be proportionate to the level of risk. At low risk the law permits simplification; at heightened risk enhanced measures are mandatory.

### How is low risk established?

In strictly limited cases, by release under a normative act of the head of the Service. An example is an electronic-money instrument on which the amount does not exceed 500 lari and the monthly transfer limit is 500 lari — under certain conditions the threshold rises to 1 500 lari. Simplification is earned by the product's architecture.

### What is owed to a heightened-risk client?

Beyond basic measures: additional information on assets and activity, frequent updating of data, management's permission, establishing the origin of sources — including convertible virtual assets — and enhanced monitoring.

### What is an unusual transaction?

A complex, unusually large transaction or unusual combination without apparent economic or lawful purpose. It is studied and its grounds established; on the supervisory organ's demand you must substantiate the study.