The first and central fact this page must convey: Montenegro has no dedicated crypto-asset statute. International intermediaries market the country's "crypto product" under heavier-sounding labels, yet the only form the law provides is registration (locally, upis): enrollment of a crypto-asset service provider in the register of the Capital Market Commission (Komisija za tržište kapitala), under the crypto chapter of the money-laundering law. This page describes exactly that — nothing more and nothing less.
The practical profile of this registration: no published fee, no capital requirement, and a document file delivered physically, on paper — a combination that makes Montenegro the most budget-friendly official route in the region, covering ten MiCA-mirrored services. The register currently holds exactly one company — a first-mover market.
The Legal Basis: the Crypto Chapter of the AML Law
The operative regulation was created in February 2025 — amendments to the Law on the Prevention of Money Laundering and Financing of Terrorism (ZSPNFT), adopted by parliament on 28 February 2025 and published in the Official Gazette as 024/25 of 12 March 2025. Those amendments added the crypto chapter — articles 40a through 40r — governing the entire registration regime. A dedicated Digital Assets Law, drafted in 2022–2023, was never enacted; a future version may layer additional requirements on top — build that caution into your plan.
The register's keeper and supervisor is the Capital Market Commission (Article 131(1)(3) of the law; the supervised subject sits in Article 4(2), item 12). The register is public as to provider name and services (Article 40a(6)); it went live at the end of 2025 (Article 145c — within 9 months of entry into force). The law also carries over the EU transfer rule (TFR — Regulation (EU) 2023/1113).