A seizure on a bank account is the form of a seizure on a claim: the National Bureau of Enforcement issues an order on the creditor’s application, hands it to the bank, and from then on you cannot dispose of the funds in the account, while the bank must pay the amount to the creditor. If the seizure is unfounded, the amount was deducted by mistake, or enforcement should terminate altogether, precisely defined legal steps are needed — and that is the route we run for you on Legal.ge.
How a Seizure on an Account Works
The order states the basis of the creditor’s claim, the claims to be performed and the assigned person. It takes effect upon handover to the bank and operates within the framework of the creditor’s claim; afterwards you may no longer dispose of the claims. An important detail: the order remains in force even if it was wrongly issued, until it is annulled and the annulment reaches the bank — so it is never removed by oral negotiation alone. Note also that an order concerning salary or similar regular income extends to amounts becoming payable after the seizure was imposed. Within two weeks of receiving the order the bank must declare in writing to the enforcement officer and the creditor whether it acknowledges the claim and is ready to pay, whether other persons are raising claims, and whether the claim has already been seized.