Insurance Litigation is a last resort when negotiations and mediation fail. It is a complex and specific legal process where the insured's interests clash with the powerful legal machinery of an insurance company. Insurance disputes often involve large sums — for example, losses from business interruption, expensive medical surgeries, or a factory fire. Insurance companies use every legal nuance to avoid liability, so the client needs an aggressive and experienced lawyer who understands the depths of insurance law.
Lawyers on Legal.ge offer full litigation services for insurance disputes:
- Lawsuit preparation: Filing a legally substantiated lawsuit in court, which includes compensation not only for damages but also for lost income and moral damages.
- Securing evidence: Obtaining expert opinions and questioning witnesses in court to strengthen the position.
- Representation in all instances: Handling the case in the first instance, appellate, and supreme courts.
- Defending against fraud accusations: Protecting the client if the insurance company baselessly accuses them of fraud or artificially causing the loss.
- Enforcement: Monitoring the enforcement of the court decision so the client actually receives the due amount.
In practice, the most difficult disputes concern the interpretation of "force majeure" and "gross negligence." For example, an insurer might claim a driver was "intoxicated" during an accident (excluding coverage), though expert analysis does not confirm this. Or the company refuses payment because the client delayed notification. Judicial practice shows that judges often rule in favor of the insured if the case is managed correctly. A lawyer helps the client prove that the insurance company acted in bad faith.
In Georgia, insurance disputes are heard under the Civil Procedure Code rules. It is important to know that state duty is payable for insurance disputes, but it is charged to the defendant (insurer) if you win. Also, arbitration is possible if provided for in the contract, which speeds up the process.
Working with a specialist begins with assessing the case's prospects. The lawyer will honestly tell you if it is worth going to court considering time and costs. If you decide to sue, they will be your voice in the courtroom.
Legal.ge gives you access to top litigators. Fighting an insurance company is like David versus Goliath, but with an experienced lawyer, you have a real chance of winning. Our experts will help you achieve justice.
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